Banking Law Practice
Apris Law Firm provides end-to-end support in regulatory, transactional, and litigation matters involving public and private sector banks, cooperative banks, and financial intermediaries. Apris is known for effectively navigating the complex and evolving landscape of financial regulations, debt enforcement, and bank-customer disputes. The firm’s banking practice is distinguished by its strategic advisory capabilities, regulatory insight, and robust litigation and recovery support.
1. Banking Litigation & Dispute Resolution
- Representation in recovery suits, loan default disputes, and enforcement actions before:
- Debt Recovery Tribunals (DRT)
- Debt Recovery Appellate Tribunals (DRAT)
- High Courts and Commercial Courts
- Defense and prosecution of claims related to wrongful debits, fraud, and negligence
- Cheque dishonour cases under Section 138 of the Negotiable Instruments Act
- Disputes involving letters of credit, guarantees, and security enforcement
2. SARFAESI and Asset Recovery
- Enforcement of security interests under the SARFAESI Act, 2002
- Advising Asset Reconstruction Companies (ARCs) on acquisition and resolution of NPAs
- Drafting and issuing demand notices, possession notices, and sale notices
- Representation in objections, appeals, and writs arising from SARFAESI actions
3. Insolvency and Bankruptcy (IBC) Support
- Advising banks and financial creditors on initiating insolvency proceedings under the Insolvency and Bankruptcy Code, 2016
- Representation before NCLT and NCLAT in CIRP and liquidation cases
- Drafting and filing of claims, RP advisory, and participation in CoC proceedings
4. Regulatory and Compliance Advisory
- Advisory on compliance with RBI Guidelines, FEMA, and Banking Regulation Act
- Drafting and vetting of loan documentation, security creation instruments, and pledge/hypothecation agreements
- Advisory on priority sector lending, regulatory reporting, and KYC/AML compliance
5. Project & Corporate Finance Support
- Legal due diligence for loan transactions
- Structuring of syndicated loans, term loans, external commercial borrowings (ECBs), and working capital arrangements
- Drafting of facility agreements, inter-creditor arrangements, and escrow mechanisms
Clientele
Apris Law Firm serves a diverse clientele, including:
- Public and private sector banks
- NBFCs and HFCs
- Asset Reconstruction Companies (ARCs)
- Insolvency Professionals and Resolution Applicants
- Corporate borrowers and guarantors
- Startups and fintech players in digital lending
Why Choose Apris for Banking Law Matters:
- Integrated litigation and advisory practice
- Extensive experience in banking regulations, debt recovery, and insolvency
- Strong relationships with regulators, financial institutions, and insolvency professionals
- Quick turnaround and practical legal solutions tailored to commercial realities
- Partner-led approach with in-depth case strategy and risk assessment
